Discover it® Cash Back

Credit Score Needed: 670+

Annual Fee: $0

Rewards Rate:  

• 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate.
• 1% cash back on all other purchases.

 

Intro Offer: None

Other Card Details:

• Balance Transfer Fee: None

• Purchase APR: 16.49% – 25.49% Variable

• Cash Advance APR: 25.49% Variable

• Foreign Transaction Fee: 0%

• Late Payment Fee: Up to $39

• Returned Payment Fee: Up to $39

Overall, the Discover it® Cash Back is a great choice for everyday spending. It has a generous rewards rate, a $0 annual fee, and a number of valuable benefits.

Additional Benefits:

• Cashback Match: Discover matches all your first-year cashback with no limits.
• Free FICO® Score: You can access your FICO® Score for free online every month.
• Price Protection: Discover refunds the difference if you find a lower price on a card-purchased item within 90 days.
• Purchase Protection: Discover replaces or refunds items bought with your card if they’re damaged or stolen within 90 days.