Credit Score Needed: 670+
Annual Fee: $0
- 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate.
- 1% cash back on all other purchases.
Intro Offer: None
Other Card Details:
- Balance Transfer Fee: None
- Purchase APR: 16.49% – 25.49% Variable
- Cash Advance APR: 25.49% Variable
- Foreign Transaction Fee: 0%
- Late Payment Fee: Up to $39
- Returned Payment Fee: Up to $39
Overall, the Discover it® Cash Back is a great choice for everyday spending. It has a generous rewards rate, a $0 annual fee, and a number of valuable benefits.
- Cashback Match: Discover matches all your first-year cashback with no limits.
- Free FICO® Score: You can access your FICO® Score for free online every month.
- Price Protection: Discover refunds the difference if you find a lower price on a card-purchased item within 90 days.
- Purchase Protection: Discover replaces or refunds items bought with your card if they’re damaged or stolen within 90 days.