Discover it® Cash Back

Discover it® Cash Back

Credit Score Needed: 670+

Annual Fee: $0

Rewards Rate:  

  • 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate.
  • 1% cash back on all other purchases.


Intro Offer: None

Other Card Details:

  • Balance Transfer Fee: None
  • Purchase APR: 16.49% – 25.49% Variable
  • Cash Advance APR: 25.49% Variable
  • Foreign Transaction Fee: 0%
  • Late Payment Fee: Up to $39
  • Returned Payment Fee: Up to $39

Overall, the Discover it® Cash Back is a great choice for everyday spending. It has a generous rewards rate, a $0 annual fee, and a number of valuable benefits.

Additional Benefits:

  • Cashback Match: Discover matches all your first-year cashback with no limits.
  • Free FICO® Score: You can access your FICO® Score for free online every month.
  • Price Protection: Discover refunds the difference if you find a lower price on a card-purchased item within 90 days.
  • Purchase Protection: Discover replaces or refunds items bought with your card if they’re damaged or stolen within 90 days.

Next Button

" target="_blank" rel="nofollow">