Credit Score Needed: 670+
Annual Fee: $0
- 5% cash back on up to $1,500 in combined purchases on bonus categories each quarter you activate.
- 5% cash back on travel purchased through Chase Ultimate Rewards®.
- 3% cash back on dining at restaurants, including takeout and eligible delivery services.
- 3% cash back on drugstore purchases.
- 1% cash back on all other purchases.
Intro Offer: None
Other Card Details:
- $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
- Rewards never expire.
- No foreign transaction fees.
- Travel and emergency assistance services.
Overall, the Chase Freedom Flex℠ credit card is a great option for people who want a straightforward cash-back card with no annual fee.
Credit Card Approval Tips
- Check your credit score.
- Apply for cards that fit your credit score.
- Don’t apply for too many cards at once.
- Be honest on your application.
- Have a steady income and employment.
- Keep your credit utilization low.
- Consider a secured credit card.
- Become an authorized user.
- Monitor your credit report regularly.
- Be patient.